Figure 1: Bars represent defaulters among DC and IP elective pediatric urology procedures. Black areas represent financial factors (insurance denial) which was significantly higher (P = 0.001) in crucial IP procedures at 19/46 (41%) compared to DC procedures at 3/26 (12%). The various diagnoses denied insurance were UPJO (7), VUR (6), hypospadias (4), and PUV (2) among IP procedure and UDT (3) among DC procedures. DC: Day-case, IP: Inpatient